LEGAL

Terms & Conditions

Effective Date: February 24, 2026

1. Acceptance of Terms

By accessing and using the website american-radiator.com operated by American Radiator Inc ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

2. Services

American Radiator Inc is a direct business lender providing working capital loans, revenue-based financing, equipment financing, business expansion funding, invoice factoring, and bridge financing solutions. All funding is subject to approval based on our underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age, have the legal authority to enter into binding agreements, and be an authorized representative of the business seeking funding.

4. Use of Website

You agree to use this website only for lawful purposes. You shall not:

  • Submit false or misleading information
  • Attempt to gain unauthorized access to any portion of the website
  • Use the website in any manner that could damage, disable, or impair the site
  • Use automated systems to access the website without our permission

5. SMS Terms & Conditions

If you opt in to receive SMS or text messages from American Radiator Inc, the following terms apply:

  • By opting in, you consent to receive text messages from American Radiator Inc related to your funding inquiry, application updates, and related business services, including promotional and customer care messages. Messages may be sent using an ATDS (automatic telephone dialing system).
  • Message frequency may vary based on your account activity and interactions with our services.
  • Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
  • To stop receiving messages, reply STOP to any text message. You will receive a one-time confirmation message.
  • For help, reply HELP to any text message or email matthew@american-radiator.com.
  • Consent is NOT a condition of purchase. You do not need to agree to receive SMS messages to obtain funding or any service from American Radiator Inc.
  • We do not sell, rent, or share your mobile phone number or SMS opt-in data with third parties for marketing purposes.
  • Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Service may not be available on all carriers.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of American Radiator Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

This website and its contents are provided "as is" and "as available" without any warranties, express or implied. We do not guarantee that the website will be uninterrupted, secure, or error-free. We make no representations regarding the accuracy or completeness of any information on the website.

8. Limitation of Liability

To the fullest extent permitted by law, American Radiator Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Washington. Any disputes arising under these terms shall be resolved in the courts located in Franklin County, Washington.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any modifications constitutes acceptance of the updated terms.

11. Contact Us

If you have questions about these Terms and Conditions, please contact us:

American Radiator Inc
204 N Oregon Ave, Pasco, WA 99301
Email: matthew@american-radiator.com